In March 2012, Margaret Jones, a 71-year-old Austin great-grandmother, discovered herself in a financial meltdown. Her spouse had recently passed on, sheвЂ™d destroyed a job that is temporary she ended up being struggling to call home for a Social protection check of $1,160 every month. Jones, whom asked that her genuine name that is first be properly used, had relocated in together with her child but had been interested in her very own spot. She had simply adequate to cover resources, food, fuel on her behalf vehicle and lease, although not enough left for a deposit for a condo. Money Plus, a california-based loan that is payday, had recently exposed a place near her home in Southern Austin, therefore 1 day Jones went in and took down a $225 loan.